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Providing structured business loans to SMEs

Structured Finance

4Syte Structured Finance offers structured business loans to SMEs which are secured against commercial & residential real estate. With a great range of different types of secured lending facilities, 4Syte can offer the correct structured finance solution tailored to clients’ affordability – at a competitive rate, to new start-ups and established businesses alike.

structured business loans to SMEs

Our Structured Finance Services

Term Loans

4Syte Structured Finance offers secured term loans against residential or commercial properties to all businesses in any sector – whether it is an established business or a new start-up. We provide facilities from £26,000 to £550,000, with fast credit decisions based on the strength and story of your customers.

A term loan is a fixed interest and capital repaid facility allowing clients to manage their cashflow which is key. Term loans can be considered from 12 months to 7 years and we can offer structured staged repayments in line with the client’s affordability and forecasts.

Bridging

4Syte Structured Finance offers bridging loans backed by residential or commercial properties to all businesses in any sector, established and start-ups alike. We provide facilities from £26,000 up to £550,000, with fast credit decisions based on the strength and story of your customers.

A bridging loan is a short-term facility from 1 month to 12 months maximum. There are no monthly repayments with a simple agreed bullet payment at the end for the capital borrowed and interest. These facilities are well suited to bridge any funding gap where there is a clear exit strategy such as the sale of an asset, from the clients business funds, re-financed by another lender or even re-financed in house at 4Syte Structured Finance onto one of our flexible term loans. Typically bridging loans are used to give a client time and breathing space to source a longer-term finance arrangement for their business.

Interest-Only Loans

4Syte Structured Finance offers interest-only loans backed by residential or commercial properties to SMEs in all sectors, established businesses and start-ups alike. We provide facilities from £26,000 up to £550,000, with fast credit decisions based on the strength and story of your customers. We offer interest-only loans for up to 2 years at a maximum.

An Interest-Only loan is well suited to start-up businesses and established companies alike, where the client is looking for minimum monthly repayments and has an exit strategy for the end of the facility. Our interest only loans contain a bullet payment at the end of the agreed term to be settled, and this can be done via various methods including the sale of an asset, from the clients business funds, re-financed by another lender or even re-financed in house at 4Syte Structured Finance onto one of our flexible term loans.

structured business loans to SMEs

AWARD WINNING PERFORMANCE

We are excited to announce that 4Syte Structured Finance Ltd has been named ‘Secured and Bridging Loan Lender of the Year 2021’ by the SME Funding Awards!

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A Guide to Structured Finance

Everything you need to know about Structured Finance in one handy guide.

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        structured business loans to SMEs

        4Syte Structured Finance offers:

        • Bespoke Structured Finance Solutions Tailored to Client’s Affordability
        • Multiple Different Secured Funding Solutions to Match Client’s Exit Strategy
        • Secured Loans to Businesses Against Residential or Commercial Properties
        • Generous LTVs Offered on Both Residential & Commercial Properties
        • Available to Established & New Start-Ups
        • Quick Response Time with Credit-Backed Decisions
        • 4Syte's Hands-On Service
        • Highly Experienced Professionals
        • Flexible Early Settlements Giving Clients the Option to Re-Finance or Exit When Possible

        We were able to provide a structured two-year interest only facility to assist with the Client’s monthly cashflow.

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        Questions about our structured finance services?

        If you have any questions or queries relating to structured business loans to SMEs then please do not hesitate to get in touch and we will be happy to answer them for you.

        Sandra Blackledge

        Group Finance Group
        Chelmsford Office
        Head Office

        27 Furnival Street, London EC4A 1JQ
        01245 377 032 info@4syte.co.uk

        London Office

        27 Furnival Street, London EC4A 1JQ
        01245 377 032 info@4syte.co.uk

        Yorkshire Office

        Hub 26, 2nd Floor, Hunsworth Ln, Cleckheaton BD19 4LN
        0113 403 3302 info@4syte.co.uk

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